A mobile credit wallet: an available-to-spend limit, finance offers, QR merchant payments and bank transfers.
ClientHAL Capital
ProductHAL Capital
Where and whenKenya and Oman · 2024 to 2025
PlatformMobile app
The screen, annotated by hand · scroll
available to spendthe first number on the screen is the one they came for
what is owed, and the button to pay itin the same card, so a due date is never a surprise
the cost, before the taptenure and finance charges are on the offer, not behind it
The story, in the order I work
Given · why
What was there
Home leads with the available balance, finance limit and due payment; offers list amount, tenure and charge; redeem by QR; transfer to bank; repayments and history.
Planted · what I owned
What I took on
Placeholder until confirmed.
Shipped
What went out
An MVP, 2024 to 2025, for Kenya and Oman.
Home & limitOffersQR payTransfersRepaymentsSign-up
An MVP for two markets, Kenya and Oman, from one design. The constraint that shaped it: one number at the top, what you can spend, and everything else on the screen answers to that.
